Comprehensive General Liability
ABIC's Online CGL Insurance
A liability defense that shields against claims for bodily injury and property damage, providing comprehensive coverage for your peace of mind. The best part? It's now conveniently accessible ONLINE!
CGL insurance is required by some Local Government Units (LGUs) before the issuance of a Business Permit or before granting a license to operate a business by DTI.
Ready to Apply for CGL Insurance?
Apply for CGL
Fill out the online application form.
Make sure that all your details are correct.
Make Payment
You may pay your premium through online banking, over-the-counter deposit via our partner banks, bills payment in convenience stores, or in selected remittance outlets.
Get a copy of your Policy
- Online CGL shall send you a copy of Policy after payment verification.
- Download or print your Policy documents from your email.
Protect your business now!
Affordable Rates
| Makati Area Only | Amount Due |
|---|---|
| 1 - 20 sqm | Php 1,121.49 |
| 21 - 40 sqm | Php 1,682.24 |
| 41 - 60 sqm | Php 2,242.98 |
| 61 - 80 sqm | Php 2,803.73 |
| 81 - 100 sqm | Php 3,196.25 |
| 101 - 120 sqm | Php 3,418.32 |
| 121 - 140 sqm | Php 3,862.21 |
| 141 - 160 sqm | Php 4,306.11 |
| 161 - 180 sqm | Php 4,750.00 |
| 181 - 200 sqm | Php 4,797.49 |
| 201 - 220 sqm | Php 5,054.96 |
| 221 - 240 sqm | Php 5,568.92 |
| 241 - 260 sqm | Php 6,082.87 |
| 261 - 280 sqm | Php 6,596.82 |
| 281 - 300 sqm | Php 6,728.94 |
| 301 - 320 sqm | Php 6,939.63 |
| 321 - 340 sqm | Php 7,360.00 |
| 341 - 360 sqm | Php 7,780.37 |
| 361 - 380 sqm | Php 8,208.47 |
| 381 - 400 sqm | Php 8,255.41 |
| 401 - 420 sqm | Php 8,461.98 |
| 421 - 440 sqm | Php 8,874.84 |
| 441 - 460 sqm | Php 9,287.70 |
| 461 - 480 sqm | Php 9,700.57 |
| 481 - 500 sqm | Php 9,719.58 |
| 501 - 520 sqm | Php 9,962.57 |
| 521 - 540 sqm | Php 10,448.55 |
| 541 - 560 sqm | Php 10,934.53 |
| 561 - 580 sqm | Php 11,420.51 |
| 581 - 600 sqm | Php 11,439.20 |
| 601 - 620 sqm | Php 11,637.88 |
| 621 - 640 sqm | Php 12,035.23 |
| 641 - 660 sqm | Php 12,432.58 |
| 661 - 680 sqm | Php 12,829.43 |
| 681 - 700 sqm | Php 12,874.71 |
| 701 - 720 sqm | Php 13,071.28 |
| 721 - 740 sqm | Php 13,463.92 |
| 741 - 760 sqm | Php 13,856.07 |
| 761 - 780 sqm | Php 14,248.72 |
| 781 - 800 sqm | Php 14,330.15 |
| 801 - 820 sqm | Php 14,525.32 |
| 821 - 840 sqm | Php 14,914.67 |
| 841 - 860 sqm | Php 15,304.01 |
| 861 - 880 sqm | Php 15,693.35 |
| 881 - 900 sqm | Php 15,697.12 |
| 901 - 920 sqm | Php 15,889.57 |
| 921 - 940 sqm | Php 16,274.71 |
| 941 - 960 sqm | Php 16,659.35 |
| 961 - 980 sqm | Php 17,043.99 |
| 981 - 1000 sqm | Php 17,096.49 |
| 1001 - 1500 sqm | Php 17,495.24 |
| 1501 - 3000 sqm | Php 17,558.80 |
| 3001 - 4000 sqm | Php 18,199.29 |
| 4001 - 5000 sqm | Php 18,504.59 |
Pricing for other areas for further review / assessment of details provided during applications.
An additional Payment Gateway fee amounting to Php 20.00 will be charged for all payment transactions.
Terms and Conditions
Please read the Policy Wording carefully for the complete details of the Terms and Conditions of the insurance cover.
ABIC CGL Policy Wordings
Stress-free Benefits Claim
Alliedbankers Insurance Corporation commit to provide you a convenient and seamless processing of your insurance needs.
For quick processing of your benefit claims, follow these simple steps:
Step 1 - Ensure you have the required documents:
- Copy of Policy
- Duly accomplished Claim Form/s
- Any other documents in support of the claim
Step 2 - Send an e-mail with the required documents attached to customerservice@alliedbankers.com.ph
Step 3 - Kindly wait for our Claims Department to contact you within 7 working days after submission of documents.
Frequently Asked Questions (FAQs)
What is CGL insurance?
CGL, or Comprehensive General Liability insurance, is a type of business insurance that protects businesses from third-party bodily injury and property damage claims caused by their operations.
CGL insurance is required by some Local Government Units (LGUs) before the issuance of a Business Permit or before granting a license to operate a business by DTI.
Who needs CGL insurance?
Any business exposed to the risk of bodily injury or property damage claims should consider CGL insurance. This includes businesses that:
- Own or lease property
- Sell products or services
- Employ workers
- Have customers or visitors on their premises
What does CGL insurance cover?
CGL insurance typically covers the following types of claims:
- Bodily injury: Claims arising from injuries to third-party guests or customers on the insured's premises.
- Poperty damage: Claims arising from damage to property owned by others/third parties.
- Defense, settlement, supplementary payments: Defend any civil suit against the Insured and reimburse all reasonable expenses incurred.
What are the exclusions to CGL insurance?
CGL insurance typically excludes the following types of claims:
- Workers' compensation claims
- Intentional acts
- Punitive damages
- Pollution
How much does CGL insurance cost?
The cost of CGL insurance depends on several factors, including the type of business, the size of the business, the location of the business, and the business's claims history.
How can I get CGL insurance?
You can acquire CGL insurance by either visiting https://cglinsurance.alliedbankers.com.ph/ or through a licensed sales agent affiliated with ABIC.
What are the benefits of having CGL insurance?
There are many benefits to having CGL insurance, including:
- Financial protection from claims of bodily injury and property damage
- Peace of mind knowing that you are protected from lawsuits
- The ability to attract and retain customers
- The ability to comply with contract requirements
What are some common CGL insurance claims?
Some common CGL insurance claims include:
- Accidental slip and fall claims
- Fire claims
- Food poisoning claims
How can I prevent CGL insurance claims?
There are several steps you can take to prevent CGL insurance claims, including:
- Maintaining a safe work environment
- Properly training your employees
- Keeping your premises in good repair
- Having a regular maintenance program
- Implementing risk management procedures
What should I do if I am involved in a CGL insurance claim?
If you are involved in a CGL insurance claim, you should immediately notify us via email at customerservice@alliedbankers.com.ph, through our landline at (02) 8245-2886, on mobile at 0917-8506446, or by contacting your ABIC sales representative. They will be able to guide you through the claims process.